Navi Instant Personal Loan App In Tamil
Navi Instant Personal Loan App In Tamil:- Discover a new era of financial convenience with Navi, the ultimate superapp designed for your unique financial needs.
Seamlessly explore a range of services, from smart investments in mutual funds and gold to quick cash loans, dependable health insurance coverage, and effortless home loans. Download the Navi app and unlock a world of possibilities for your financial well-being.
Navi app offers:
1. Investments in Mutual Funds and Gold
Navi Instant Personal Loan App In Tamil:- Invest in digital gold and a wide range of mutual funds, such as Navi Nifty 50 Index Fund, Navi Nasdaq 100 Fund of Fund, among various other passive and active schemes.
Navi Mutual Fund Features:
✅ Low expense ratio
✅ Diversification with a range of Domestic and International Funds
✅ Investment with as low as ₹10
✅ Weekly/Monthly SIP options
Navi Gold Features:
✅ 24K Digital Gold
✅ 99.9% purity
✅ Lowest market price
✅ Investment with as low as ₹1
*Mutual fund investments are subject to market risks, read all scheme-related documents carefully.
2. Health Insurance
Navi Instant Personal Loan App In Tamil:- Navi Health Insurance app provides a comprehensive health insurance plan which helps secure your family’s financial future with up to ₹1 crore cover.
Health Insurance Feature & Benefits
✅ Cover up to ₹1 crore
✅ Premium starts at ₹235/month
✅ 20 min cashless claim settlement at 10,000+ network hospitals
✅ 100% hospital bill covered
✅ 100% paperless process
✅ Insurance top-up & porting facilities available
CIN: U66000MH2016PLC283275 | IRDAI Registration Number: 155
3. Cash Loans
Get an Instant Cash Loan of up to ₹20 Lakh with the Navi app. Our APR varies from 9.9% to 45%* & you can choose a wide range of repayment options starting from 3 to 60 months.
Personal/Cash Loan Features & Benefits:
✅ Loan Amount: Up to ₹20 Lakh
✅ Interest Rate: Starting from 9.9% – 45% p.a
✅ Loan Tenure: 3 to 60 Months
✅ 100% digital process
✅ Instant money transfer to your bank account
✅ Minimum household income: ₹3,00,000 p.a
❌ No security deposit
Example of How Navi Cash/Personal Loan works:
Navi Instant Personal Loan App In Tamil:- Loan Amount – ₹50,000
Tenure – 12 months
Interest Rate – 22% (on reducing principal balance interest calculation)
EMI – ₹4,680
Total Interest Payable – ₹4,680 x 12 months – ₹50,000 Principal = ₹6,160
Processing Fees (incl. GST) – ₹1,475
Disbursed Amount – ₹50,000 – ₹1,475 = ₹48,525
Total Amount Payable – ₹4,680 x 12 months = ₹56,160
Total Cost of the Loan = Interest Amount + Processing Fees = ₹6,160 + ₹1,475 = ₹7,635
*Note: These numbers are for representation purpose only. Final interest rate & APR will depend on customer’s credit assessment
4. Home Loans
Get up to ₹5 Crore loan at an attractive interest rate starting at 8.74% p.a with flexible EMI options on Navi Home Loan app
Home Loan Features:
✅ Loan Amount: Up to ₹5 Crore
✅ Interest Rate: Starting from 8.74% p.a.
✅ Loan Tenure: Up to 30 Years
✅ Zero Processing Fees
✅ 100% paperless application process
Navi Home Loan is available in Mumbai, Bengaluru, Hyderabad, Chennai, Delhi NCR, & Pune.
5. UPI
Money transfers made simple with Navi UPI (NPCI Approved). Make payments anytime, anywhere with ease.
Navi UPI Features:
✅Instant money transfers
✅Guaranteed security
✅Reliable payments
About Navi
Navi app is developed & owned by Navi Technologies Limited, founded by Sachin Bansal and Ankit Agarwal, in December 2018.
The Cash Loans and Home Loans are provided by Navi Finserv Limited, a Non-Deposit taking systemically important NBFC registered & regulated by the RBI.
Health Insurance is offered by Navi General Insurance Limited, registered with the IRDA as a general insurer.
Navi Mutual Fund, registered with the SEBI, offers multiple mutual fund schemes to investors.
Contact us:
Navi Technologies Limited
9th Floor, Survey no. 14/2, Vaishnavi Tech, Square, Begur, Hobli, HSR Layout, Iballur Village, Bengaluru, Karnataka, 560102
● Loan: help@navi.com
● Insurance: insurance.help@navi.com
● Mutual Fund: mf@navi.com
● Digital Gold: gold@navi.com
