Payme India Best Loan App In Tamil
India fastest-growing online instant loan apps. Low-interest, quick disbursal
PayMe is a digital lending app and lending service provider offering instant personal loans online through their mobile app. With over 6 million users across India, this platform is trusted for providing a hassle-free experience at an attractive interest rate.
The loan amount gets directly credited into the user’s account within a day by applying for a quick online loan. PayMe works exclusively with RBI-registered NBFCs and banks, ensuring safety and security for salaried and self-employed individuals looking for instant access to funds anytime, anywhere.
• Instant Personal Loans Online up to ₹10 lakhs
• Interest Rate: 36- 54% p.a.
• Tenures: 3-24 months
• APR: 21-156%
• Processing Fee: 2-10%
Benefits and features:
• Convenience: Avail a quick online personal loan anytime, anywhere
• 100% Paperless: No physical paperwork required to avail online loan from our app
• Fast loan approval: Get your loan approved within a few minutes through our online personal loan app
• Easy repayment options: Repay one-time or in manageable EMI’s of 3 to 24 months.
• Transparency: No hidden costs / extra charges are levied on your instant personal loan
• Guarantees: No Collaterals required for an instant personal loan
• Check your CIBIL score: Use PayMe app to check your CIBIL score instantly for FREE
Types of personal loan offerings:
• Short-term loan (Bullet loans): Users can avail quick personal loan up to ₹50,000 and make one-time repayments upto 90 days
• EMI Loan: Apply online instant personal loan up to ₹10 Lakhs with easy repayment tenure of 3 to 24 months
• Empowerment Loan: These are specially personalized loans for women, in which they can avail of personal loans with repayment terms between 3-24 months that can be tailored according to their needs.
Eligibility of Online Personal Loans app:
• Indian resident
• Above 18 Years of age
• Salaried / Self-Employed
• Bureau Score (CIBIL Score) must be greater than 650
• At least ₹15,000 monthly income, after all deductions
Why choose PayMe?
• Quick Online Personal Loan for all your big and small needs: Whether it is buying a car🚗, refurnishing your house🏘️, saving up for your child’s education📚 or last-minute emergency requirement 💵, PayMe has it all covered.
• Security: Our selection process is limited to RBI-certified NBFCs and banks, guaranteeing high transparency, safety, and security.
Our Lending Partners:
• Mamta Projects Private Limited
• Payme India Financial Services Private Limited
• Transactree Technologies Private Limited
• NDX P2P Private Limited
• Finkurve Financial Services Limited
Documents required for the instant loan app:
• Selfie (for face identification)
• PAN card
• ID Proof (Any1-Voter ID/Passport/Aadhar Card)
• Proof of address (Any1- Voter ID/Passport/Aadhar Card)
• 3-month bank statements showing salary deposits in order to access a higher credit limit.
Example: Term Loan
Loan Amount: ₹10,000
Tenure: 12 months
Rate of Interest: 36% p.a
Processing Fee: 500 (5%)
Interest accumulated ₹2,055.45 (on reducing principal balance)
EMI: ₹1,004.62
Total cost of the loan: ₹12,255.45
APR: 26% p.a
Example: Bullet loan (One time repayment)
Loan Amount: Rs. 10,000
Tenure: 70 days
Rate OF Interest: 36% p.a
Processing Fee: Rs. 300 (3%)
Interest accumulated: Rs 700
One time repayment : Rs 10,700
Total cost of loan: Rs 11,000
APR: 39%
How do I apply for a personal loan on PayMe?
1. Install the PayMe loan APP and Register with your mobile number or email-id
2. Fill in all required details: Name, Address, and Bank account.
3. Upload id proof like an Aadhar/PAN card for KYC
4. Get your Credit limit assigned.
5. E-sign the agreement and Sign-up for ENach/EMandate
6. Your loan amount will instantly be credited to your bank account after completing the process.
Contact-us:
📞- 0120-697-1400
🏢 – Logix InfoTech Park D-5, 3rd Floor, sector 59, Noida, UP-201301
Read privacy policy, visit- https://www.paymeindia.in
